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Liability Insurance For Pennsylvania State Constables Association Members
Constable Liability Insurance is available to members of The Pennsylvania State Constables Association (PSCA). This coverage, part of the CNA Municipal Insurance Program is offered through National Service Associates, Inc., an affiliate of the National Sheriffs' Association.
Coverage is written on a master policy held by the Pennsylvania State Constables Association, and runs March 1st to March 1st each year. Constables can be added to the policy each month at a pro-rated cost. You must maintain current PSCA membership in order to qualify for this insurance coverage. For membership information, please visit www.pscaconstable.org.
The policy provides coverage on an occurrence basis with limits of $250,000 each wrongful act, $500,000 annual aggregate with a $500 deductible. Firearms, prisoner transport and constable related moonlighting coverage is included.
Please note that the policy is not intended to, nor does it, replace your personal or commercial automobile insurance and except for "injury" to a prisoner caused by a "wrongful act" to that prisoner while in your transport vehicle, does not provide automobile insurance coverage under any circumstance. It is strongly recommended that you request your local agent and/or automobile insurer, to provide you with automobile liability insurance coverage for auto accidents in connection with your duties as a constable.
Coverage (upon acceptance of your application) is issued effective the first of the month, following the month in which your application, proof of certification/training and payment are received. Please note that premiums are fully earned at coverage effective date and are non-refundable.